Auto Insurance ?????????
How do I find cheap auto insurance. Like how do you compare rates. And coverage. What should I look for in auto insurance. I drive 6 miles a day. I want cheap but I want something if Im in a crash. There going to pay for it. I have a 03 dodge durango. I want full coverage. And don’t stay don’t get full coverage.
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If your 03 Durango has a loan, you have no choice but to buy full coverage period.
You can either go online and get several quotes, but make sure they offer the same coverage to compare or call an agent who handles many companies and they can quote you their best price.
collision pays for damages to YOUR car if in accident, regardless if at fault or not. (if loan have to have)
comprehensive pays for damages to YOUR car if hit by a deer, hail damage etc. (if loan have to have)
Liability pays for damages or injuries to OTHER car or driver/passenger if at fault This is usually required by law in most states.
Medical payments and or PIP, pays for your medical bills for the driver and any passengers in YOUR auto if injured. It pays regardless if you are at fault or not.
Uninsured coverage pays if OTHER GUY AT FAULT, but has no insurance. It pays for your injuries ie; hit/run
Underinsured coverage pays if OTHER GUY AT FAULT, has insurance but is not enough to pay, so YOUR coverage takes over.
Uninsured property damage pays if OTHER GUY at fault, has no insurance or hit/run. Pays for YOUR AUTO.
That is full coverage broken down. Most people elect to not have uninsured coverage and then get hit by a hit/run or has no insurance and get upset since maybe YOUR company cant help you. It also is a lot cheaper than the others which surprises most people.
Hope this helps, good luck
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Is it really best to buy auto insurance online. It certainly is because it can be very fast and
you can be sure that you have covered all the options. But you might ask: ‘Can’t I do better on the phone?’
It is true that you can get to quite a few insurance companies on the phone, and you can also ask a broker
to get you some quotes.That was the best way before the Internet. Even then, you could not rely totally on brokers
because several companies deal only directly with customers. And they usually offer competitive rates.
here is a list of the best companies,Your best bet is to get several online quotes and compare them to get the best rates
When I go looking for replacement auto insurance is a fast and easy way to save or lower overall expenses. You can get a quick quote online they usually give you multiple prices.
I have used http://www.InsureAutoNow.info
When you go online and get quotes make sure to let them know you only drive 6 miles a day as some companies will give you a small discount for keeping your drive time low.
Try this sitehttp://quoteinsurance.notlong.com
here you can compare quotes from different companies in your area.