Comments on: If I Have A Maryland Motorcycle Insurance Policy, Will I Be Covered When I Move To Texas?

By: Kiffin # 1

Kiffin # 1 — Sat, 21 Nov 2009 06:50:11 +0000

I think u can’t be covered, because the insurance policy is different from state to state. But maybe some policies are same. U can get on a site called bikerkiss to get the excact answer.

By: Oweena

Oweena — Sat, 21 Nov 2009 05:00:13 +0000

I’d check with the insurance carrier. They probably will honor the policy in whatever State you reside. Just make sure you carry the minimum that the State requires and be prepared to prove it to the people at DPS (Department of Public Safety) which is what they call it here in the Lone Star State. Good luck!

By: HerbS

HerbS — Sat, 21 Nov 2009 00:51:20 +0000

You will be covered as long as the motorcycle is licensed in Maryland.

By: dances with unicorns

dances with unicorns — Fri, 20 Nov 2009 21:46:03 +0000

Depends, if you’re with a National carrier, like Dairyland, all you need is an address change & fresh ID card. If company you’re with is not licensed in Texas, you will need to change. Most important, shop price, I’ve been quoted 300% difference for same coverage, by different companies. Dairyland is great, avoid Progressive even if their cheap.

By: king_tot

king_tot — Fri, 20 Nov 2009 18:21:40 +0000

You’ll be covered to the limits of that policy, but it doesn’t necessarily mean that you’ll meet Texas’ insurance standards. You might be required to have more coverage, or different coverage, and if you get into an accident, you’d have a problem. That being said, I don’t recall that Texas’ requirements are particularly stringent (I lived there for 43 years), so you may be fine. However, it’s best to find an agent locally and make sure you’re covered; chances are, all you’ll have to do is change your address, and maybe adjust your coverage amounts.
I had to go through it when I moved to Washington state, but it wasn’t a big deal; one coverage went up, and another went down, and all in all, my cost has been just about the same.