Coverage

Car Accident With No Collision Coverage In Auto Insurance Policy?

i was in an accident today, i hit someone from behind, therefore it is automatically my fault….even though they stopped out of nowhere!
anyway, i have auto insurance, BUT i don’t have collision coverage….
what happens?

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Monday, July 12th, 2010 Auto Insurance 3 Comments

How Can You Find Out If A Person Have Auto Insurance Coverage?

The policy number on the police report was invalid, how can one find if a person has auto insurance coverage?

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Friday, January 29th, 2010 Auto Insurance 3 Comments

What Is The Bare Minimum For Full Coverage Auto Insurance?

I live in Idaho. I have not yet payed off the auto loan so I’m required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, and it is always slightly higher than what I have now. However, that might be because I am opting for coverage I might not need.
So the question boils down to, what is the bare minimum requirements for “full coverage” auto insurance in Idaho?

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Technorati Tags: Auto, Bare, Coverage, Full, Insurance, Minimum, What

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Wednesday, January 27th, 2010 Auto Insurance 4 Comments

Best Coverage For Traveling Out West In An Old Motorhome?

I was looking into getting the following:
*Geico-state minimum (incl. under insured uninsured motorists)
*Good Same Platinum Roadside assistance
*Allstate Motor Club – Platinum Elite.
Im not good with insurance and stuff like that. I just know that full coverage still wont cover the price of my rv because it is over 30 years old. Is there a better plan?

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Technorati Tags: Best, Coverage, Motorhome, Traveling, West

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Saturday, January 16th, 2010 RV Insurance 1 Comment

What Kind Of Coverage Should A Young Guy Get On His First Rv, Like Insurance And Service Plans?

Hi, i’m 23 and purchased my first RV, late 70’s model. I am pretty sure its ok to take on a long trip, but i wont know until its too late. I was wondering what kind of insurance and/or service plans I should get. I want to plan on it breaking down and be covered just in case. I have had a lot of problems with it being so old (even with under 65,000 miles). I need something that has roadside assistance, towing, and help with service fees, without paying too much. GMAC looked good, until i realized that their full coverage didnt really cover a replacement fee, or any kind of help with servicing. Any ideas from someone with experience?

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Technorati Tags: Coverage, First, Insurance, Kind, Like, Plans, Service, Should, What, Young

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Wednesday, January 6th, 2010 RV Insurance 1 Comment

Any Tips On How To Avoid Paying Full Coverage Insurance On A Motorcycle While Financing It?

My friend has been financing a motorcycle and he just did his policy online and put down that he owned the motorcycle..and only put liability on it.. Is this a good way to get around the system?

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Wednesday, November 25th, 2009 Motorcycle Insurance No Comments

Does Full Coverage Motorcycle Insurance Cover Bodily Injury Or Just The Bike?

In many jurisdictions medical coverage is required by law, so even “liability only” policies would cover injury. They do vary, so the best thing to do is check the policy or ask your agent.

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Technorati Tags: Bike, Bodily, Cover, Coverage, Does, Full, Injury, Insurance, Just, Motorcycle

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Wednesday, October 14th, 2009 Motorcycle Insurance 2 Comments

Can Insurance Company Deny Coverage Due To Hurricane Gustav?

I recently bought an 08 Envoy on 8/29/08. Called Allstate to remove coverage from old car to new truck. They stated that they are on some type of ban that took effect on 8/28/08 @ 10:30am and couldn’t add my truck until hurricane passes and the ban is lifted. Is this for all insurance companies in the state of Louisiana for purchases like car, home, boat etc. Are car dealerships (in Louisiana) aware of this hurricane ban?

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Technorati Tags: Company, Coverage, Deny, Gustav, Hurricane, Insurance

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Wednesday, August 12th, 2009 Boat Insurance 3 Comments

I Sold My $10k Boat And Did Not Renew The Insurance, Now I Am Being Billed For 6 Months Of Coverage After Sell

I have sold other things, motorcycle, house etc… and not renewed without being charged

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Tuesday, August 11th, 2009 Boat Insurance 2 Comments

Are Life Insurance Policies Designed To Pay Double The Coverage In Case Of An Accident?

I heard it somewhere that if the death benefit is X dollars and the person dies from an auto accident, a fall from a boat or gets killed while walking a dog — The insurance companies pay double the coverage. I think it is insane. I have a $5 bet that it is incorrect. Please answer.

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Technorati Tags: Accident, Case, Coverage, Designed, Double, Insurance, Life, Policies

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Monday, August 3rd, 2009 Boat Insurance 5 Comments