Credit

Do All States Now Allow Auto Insurance Companies To Check Your Credit?

A few years ago when I lived in Oregon Auto insurers could (and did) check your credit but Washington law didn’t allow it- you could get car insurance without giving out your social security number. I am in Nebraska and need to know- do I have to give out my SSN to insurers?

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Thursday, February 25th, 2010 Auto Insurance 3 Comments

Auto Insurance And Credit Reports, What Does One Have To Do With The Other?

Does any one but me think its bull that one can be refused auto insurance or pay a higher premium because their credit score may be lower than some other guys. Why on earth are we letting car insurance companies get buy with this? Even auto insurance companies having access to our creit history makes no sence and is a further invasion of our privacy. This practice should be outlawed.
Again what does credit score and auto insurance have to do with each other?

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Thursday, February 11th, 2010 Auto Insurance 9 Comments

What Are The Consequences If I Just Stop Making My Credit Card Payments?

I have a very large credit card balance; I made the mistake of buying a boat on the card because the interest rate was better; boat sank and insurance did not cover it so now I currently have $55K in credit card balances with no asset. I am now having money issues and my only solution right now is just to stop making payments on 2 of 3 credit cards. So… if it goes to collections and I just don’t pay will I still be responsible for the balance years later? Can I be in trouble legally? Will it affect my other credit card from a different company? What am I not considering here? Should I consider bankruptcy instead?

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Friday, November 13th, 2009 Boat Insurance 6 Comments

Why Do Auto Insurance Company Need Your Date Of Birth And A Credit Check Before Getting Insurance?

My wife is annoyed at the fact as am I that first auto insurance is so damn high for women. Also we are annoyed at why they now want personal info like your date of birth and credit check. Why is it that it is this way? I think it is Stupid for credit checks always have.

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Saturday, October 24th, 2009 Auto Insurance 8 Comments

What Is A Good Cheap Car Insurance For Someone Who 18 And Has No Credit?!!?

Well, the good news is, most insurance companies doen’t credit score 18 year olds, because MOST of them have no credit. The bad news is, at 18, your rates are going to be really, really high anyway.
The best way to keep your rates down, is to NOT buy a new car – buy a car with cash, and if it’s more than 6 years old, the collision is MUCH cheaper. But if it’s paid for, and you can get away with just liability insurance, that’s the cheapest way to insure yourself.

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Wednesday, September 16th, 2009 Car Insurance 5 Comments

Disabled Homebound With Bad Credit Needs Help Financing Web Projects.?

worked 25 yrs, in car accident 3 yrs ago, nominal settlemeny allowed medical bills to be paid and money to support children and ex spouse. small amount left invested in quality computer. household neccessities. medicine and clothes. Prior work as a professional magician, salesman at promotional products company. Customers were Hewlett Packard, Sapp Bros. Truck Stops, Central Hockey League, and many more. From the good working income to $0 overnite and no heath insurance. I learned how difficult bit is to get around to all the neccessary private and public agencies to survive. Homeless penniless and injured. 3 yrs later I can again walk talk read and write. I have 7 solid unique web based business ideas for the poor elderly or disabled to do from home or RV legitimately. Please help . I thank you for your time in advance

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Friday, August 21st, 2009 RV Insurance 2 Comments