Depreciates

Do Auto Insurance Premiums Reduce When The Car Value Depreciates?

We bought our car 5 years ago in Virginia when it was new and just finished paying off the loan. We paid $23,000. Our Auto insurance premium was based on that value. After 5 years, it is now valued at $10,000 but my insurance agent (Travelers) says the premium does not change just because of depreciation. Is this true?

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Friday, January 29th, 2010 Auto Insurance 3 Comments