Parked

Insurance Question About Accident With Parked Motorcycle?

A minivan rental car backed into my motorcycle today and caused a whole bunch of damage.
Is it possible my insurance rates will go up even if I’m not at fault? Because the bike was parked when this happened (no one driving) do I need to tell insurance companies about it when shopping for a new policy?

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Monday, December 7th, 2009 Motorcycle Insurance 4 Comments

Legal Advise – My Parked Car Was Hit?

I was vacuuming my car (passenger side) at the local service station, well away from any road or marked laneway, and was hit on the open passenger door by someone driving a large RV. The insurance company said I may absorb some or all of the blame because my passenger door was open. It was not in a laneway but off to the side at the service stations far edge – I was not blocking anyone. My car was not moving.
Is there any truth to this???? It seems incredible to me that someone can hit a parked car’s door and not be at fault. Especially as I was well off to the side by the fence at the perimeter of the lot.
Any thoughts? I am from BC Canada and deal with ICBC.

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Friday, August 14th, 2009 RV Insurance 9 Comments