Rates

Is There A Significant Difference In Auto Insurance Rates When Males Turn 25 Years Old?

I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I’m older but insuance is going to be a killer.

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Saturday, January 30th, 2010 Auto Insurance 4 Comments

What Company Has Cheap Or Resonable Car Insurance Rates For Teenagers?

My dad is trying to get me car insurance but would like to find a resonable rate. Any suggestions?

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Wednesday, November 25th, 2009 Car Insurance 6 Comments

Does A Motorcycle Accident Affect My Driving Record Or Car Insurance Rates?

Haven’t had a car accident in over 10 years, but I did have a spill on my bike ruled my fault recently. Will this affect my car insurance at all? It hasn’t yet, but I’m about to switch insurance companies and get a new car. I also no longer have a motorcycle.

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Saturday, November 21st, 2009 Motorcycle Insurance 8 Comments

Good Place To Insure A Boat In Illinois?? Good Rates??

Can anyone recommend a good insurance company?

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Friday, October 23rd, 2009 Boat Insurance 2 Comments

Which Auto Insurance Companies Will Not Cancel Policy/raise Rates If There Is An Accident?

I am comparing prices for car insurance. I have had State Farm forever. After talking to them and asking them what I should look for when shopping for car insurance is a policy that wont cancel you or raise rates if you have an accident. We have made claims in the past (storm damage and I hit a tree stump – no actual vehicle to vehicle accidents) and our rates have not gone up. Do other companies do the same? What about Traveler’s Auto Insurance?

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Sunday, September 20th, 2009 Auto Insurance 4 Comments

Do You Know Of Any Auto Insurance Companies That Don’t Base Your Rates On Your Credit Report?

Due to an illness/ disability in our family, despite having health insurance, we still owe thousands in medical bills. Those that would not work with us turned them into collection. They now show on our credit report.
Despite being insured for both our auto insurance and our home insurance for 20+ year with the same insurance company, we got a notice saying our auto insurance had gone up hundreds of dollars per year based on a credit report they obtained. We have never had an accident, ticket, etc. and the amount automatically comes out of our checking each month. Plus, last year, prior to this, they switched us to a preferred group within the company and gave us a discount when we threatened to switch.
How can I find out which insurance companies base your insurance rates on your credit report and or score? Will they tell you outright? This is the first I have ever known that our company did this and was wondering if all of them do it, or do you just know about it when you get a notice like we did?
I get their reasoning but it seems like such a rip off when so many are in our boat- insured but with insurance that is starting to pay less and less and cost more. Plus, they have our checking account and if we were not to pay, they wouldn’t be responsible for us if we had an accident anyway. Seems like a double whammy to me. Can anyone help?

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Friday, September 4th, 2009 Boat Insurance 4 Comments

What Is The Best Motorcycle Insurance With Decent Rates?

I’ll be getting a new Kawasaki Ninja 650R with no upgrades and I was wondering what the best insurance for a sport bike would be? Thanks

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Wednesday, July 29th, 2009 Motorcycle Insurance 6 Comments

Motorcycle Insurance …will Your Rates Drop Or Rise If You Change To A Larger Cc Motorcycle?

lets say that you have a 250cc motorcycle for few years and the 250cc bike has a low rate on insurance ….later when you switch to a 600cc with the same insurance company ….will your rate be a little higher or your rate starts all over again like new motorcycles?

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Saturday, July 25th, 2009 Motorcycle Insurance 2 Comments

What Auto Insurance Company Has Cheap Rates For Adding A 16 Year Old First-time Driver To An Insurance Plan?

We live in Florida, and my son has just turned 16, He wants to get his licenses but we don’t want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people saying that some auto insurance company’s have very cheap rates for adding a first time driver. So if there are any other parents that know of a company that they use that is pretty cheap please let me know.
Thank you.

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Tuesday, June 30th, 2009 Auto Insurance 4 Comments