When you work so hard for something someone else just goes out and gets it?
My neighbors are just like that. She’s a stay at home mom, he’s an insurance agent. Live in a 1.5mil house (their parents bought for them) drive expensive cars (each have 2) own a boat and a nice RV. They all wear Nordstrom clothes, and spend like $500 on shoes.
It just makes me sick that they can have so much, but we have 2 incomes. Paying the mortgage, struggling to save money for my college fund and have to pull $200,000 out of our rears for a major house remodel in order to get out from under it.
How do they do it?

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I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I’m older but insuance is going to be a killer.

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We bought our car 5 years ago in Virginia when it was new and just finished paying off the loan. We paid $23,000. Our Auto insurance premium was based on that value. After 5 years, it is now valued at $10,000 but my insurance agent (Travelers) says the premium does not change just because of depreciation. Is this true?

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Say, today is 1st Feb’09. I had an auto policy (from Farmers) that expired on 1st Jan’09. Today, I buy a new policy from a different insurance company(AAA).
When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan’09 to 31st Jan’09 by Farmers?

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1. You find yourself beginning to like accordion music.
2. You’re sitting on a park bench and a Boy Scout comes up and helps you cross your legs.
3. Lawn care has become a big highlight of your life.
4. You tune into the easy listening station…on purpose.
5. You discover that your measurements are now small, medium and large…In that order.
6. You light the candles on your birthday cake and a group of campers form a circle and start singing Cumbaya..
7. You keep repeating yourself.
8. You start video taping daytime game shows.
9. At the airport, they ask to check your bags…and you’re not carrying any luggage.
10. You wonder why you waited so long to take up macramé.
11. Your Insurance Company has started sending you their free calendar…a month at a time.
12. At cafeterias, you complain that the gelatin is too tough.
13. Your new easy chair has more options than your car.
14. When you do the “Hokey Pokey” you put your left hip out…and it stays out.
15. One of the throw pillows on your bed is a hot water bottle.
16. Conversations with people your own age often turn into “dueling ailments.”
17. You keep repeating yourself.
18. It takes a couple of tries to get over a speed bump.
19. You discover the words, “whippersnapper,” “scalawag” and “by-cracky” creeping into your vocabulary.
20. You’re on a TV game show and you decide to risk it all and go for the rocker.
21. You begin every other sentence with, “Nowadays…”
22. You run out of breath walking DOWN a flight of stairs.
23. You look both ways before crossing a room.
24. Your social security number only has three digits.
25. You keep repeating yourself.
26. You come to the conclusion that your worst enemy is gravity.
27. You go to a Garden Party and you’re mainly interested in the garden.
28. You find your mouth making promises your body can’t keep.
29. The waiter asks how you’d like your steak…and you say “pureed.”
30. At parties you attend, “regularity” is considered the topic of choice.
31. You start beating everyone else at trivia games.
32. You frequently find yourself telling people what a loaf of bread USED to cost.
33. Your back goes out more than you do.
34. You keep repeating yourself.
35. Cafeteria food starts tasting GOOD.
36. You refer to your $2500 stereo system as “The Hi-Fi.”
37. You make it a point to attend all the RV shows that come to town.
38. You realize that a stamp today costs more than a picture show did when you were growing up.
39. Your childhood toys are now in a museum.
40. Many of your co-workers were born the same year that you got your last promotion.
41. The clothes you’ve put away until they come back in style…come back in style.
42. All of your favorite movies are now revised in color.
43. The car that you bought brand new becomes an antique.
44. You keep repeating yourself.
45. You find this list tasteless and insensitive.

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My auto insurance was cancelled as of December 3 due to nonpayment. I want to get insurance with a different company in the next week when I get my next paycheck, will the new company I sign up for know it has been lapsed for a few weeks? This is the first time I have ever let this happen so I have no idea what to expect.

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Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits.
Isn’t it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory?
Or is that the republican plan for reform?

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nope. insurance policies vary from state to state.

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I plan on getting a motorcycle licnese and motorcycle soon and would just like to know whether you NEED insurance while riding it like a car? hope not. thanks in advance!

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I have heard that if i buy a classic car, my insurance will be cheaper, is this true? And do you have any tips for getting it as low as possible

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