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Why Do Auto Insurance Company Need Your Date Of Birth And A Credit Check Before Getting Insurance?

My wife is annoyed at the fact as am I that first auto insurance is so damn high for women. Also we are annoyed at why they now want personal info like your date of birth and credit check. Why is it that it is this way? I think it is Stupid for credit checks always have.

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Saturday, October 24th, 2009 Auto Insurance 8 Comments

What Is Your Opinion Of This Article: How Some People Who Can’t Afford Insurance, Can Afford Things Like?

Excerpts:
The following items were commonly seen on patients or carried by their dependent children, who were also covered by subsidized programs:
* Cell phones and “BlackBerry” PDAs, including just-released models with a price tag of $400, plus an ongoing monthly service fee of $65-$150
* iPods and portable DVD players
* GameBoys and handheld electronic games
* Artificial fingernails requiring maintenance every two weeks at a cost of $40-$60 per salon visit
* Elaborate braided hair weaves, $300 per session plus frequent maintenance
* Custom-designed body art, including tattoos covering the entire torso, neck and arms, as well as body jewelry piercing every skin surface imaginable-and a few unimaginable ones. Custom tattoo work, particularly the “portrait-type” and “half sleeve” art popular in this area, runs from $100-$300 per hour and can require up to 20 hours of work, depending on the complexity of the design.
And:
I encountered patients who gladly paid upwards of $1000 in cash for laser hair removal treatments. The paperwork filled out during their initial consultation asked them to indicate whether or not they had health insurance.
Several hair removal patients reported being covered by Medi-Cal, the government funded health coverage for California ’s low-income population.
A friend of mine sells private health insurance plans. He told me of the 39-year-old father of two whose family was quoted a monthly insurance premium of $250.
“Are you kidding?” he said, refusing the coverage. “That’s almost as much as my boat payment!”http://www.americanthinker.com/2009/10/s…
Does this come as a surprise to many of you?

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Saturday, October 17th, 2009 Boat Insurance 11 Comments

Is It Possible To Fracture Your Ribs Or Tear Muscles Near Them?

Recently I was white water rafting and I took a pretty hard bump to my right side. The bump was NOT direct. Infact, it was indirect through the boat. Basically I fell into the side of the rubber raft. Since then, My right side has been keeping me awake at night, painful when I cough and just plain sore for over a week now. I’d go to the doctor, but even with my AWESOME Aetna insurance it will cost me my first born. Is there anyway to home remedy this?

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Saturday, October 3rd, 2009 Boat Insurance 5 Comments

Do You Need To Have Insurance On Your Motorcycle During The Seasons Don’t Ride It?

I just got a motorcycle and will only be riding it for the summer.. I don’t want to pay for the 12 months of insurance if I don’t have to.. Does anyone know if it okay to have it only insured when I ride it….( the motorcycle is fully paid for so there is no bank making me have the full coverage)

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Tuesday, September 29th, 2009 Motorcycle Insurance 13 Comments

80,000 $ Per Year Enough To Keep Your Boat Afloat?

i get 80k a year
with healthcare, pension? (watev that is) disablitity insurance and SS covered.
would that be enough to love in a nice apartment just out of NYC? and have nice clothes, spare $$ etc?

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Saturday, September 12th, 2009 Boat Insurance 1 Comment

Is It Cheaper Insurance For You To Be A Named Driver If Your Parent Owns The Car?

Im 17, a boy and i want cheap car insurance, is that a better way to get it?

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Friday, September 11th, 2009 Car Insurance 13 Comments

In Ontario, How Does Auto Insurance Work? Do You Need To Insure Yourself As A Driver And Your Car Separately?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

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Sunday, September 6th, 2009 Auto Insurance 1 Comment

How Much Does Your Motorcycle Insurance Cost?

Also say your gender, state, age, etc.
P.S how much would it cost for a 18 year old male in NYC with a 600cc engine? ninja..

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Friday, September 4th, 2009 Motorcycle Insurance 12 Comments

Do You Know Of Any Auto Insurance Companies That Don’t Base Your Rates On Your Credit Report?

Due to an illness/ disability in our family, despite having health insurance, we still owe thousands in medical bills. Those that would not work with us turned them into collection. They now show on our credit report.
Despite being insured for both our auto insurance and our home insurance for 20+ year with the same insurance company, we got a notice saying our auto insurance had gone up hundreds of dollars per year based on a credit report they obtained. We have never had an accident, ticket, etc. and the amount automatically comes out of our checking each month. Plus, last year, prior to this, they switched us to a preferred group within the company and gave us a discount when we threatened to switch.
How can I find out which insurance companies base your insurance rates on your credit report and or score? Will they tell you outright? This is the first I have ever known that our company did this and was wondering if all of them do it, or do you just know about it when you get a notice like we did?
I get their reasoning but it seems like such a rip off when so many are in our boat- insured but with insurance that is starting to pay less and less and cost more. Plus, they have our checking account and if we were not to pay, they wouldn’t be responsible for us if we had an accident anyway. Seems like a double whammy to me. Can anyone help?

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Friday, September 4th, 2009 Boat Insurance 4 Comments

Would You Rather Be Dead, Or Abused For The Rest Of Your Life?

We have two pit bulls. When we retire, we are traveling in an rv & pits, and several other breeds are not allowed, no matter how sweet they are. We’ve been trying to find homes for them, but it looks pretty bleak.
I have consulted our veterinarian, who put me in touch with someone. She said that she’s had 3 friendly pits on the pit adoption website for 2 years. She advised me to put them down.
I’ve found a pit adoption website myself who have so many who weren’t abused as mine were before I got them. They aren’t being adopted because either your home owner’s insurance will skyrocket or be cancelled. The people who want pits want them for all the wrong reasons. One wanted one for a warehouse guard dog. From my experience people who have guard dogs starve & abuse them to make them mean, as they do for fighting dogs. Someone else wanted one to hunt hogs. She has all of her dogs in cages outside & only brings them out to hunt. If I can’t find someone who will treat them as pets, I’d rather put them down.
Footnote: we can’t afford to stay in this house after we retire. The rv is not really a choice.

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Wednesday, September 2nd, 2009 RV Insurance 10 Comments